{"title":"Noel Whittaker","description":"\u003cp\u003e\u003cstrong\u003eNoel Whittaker\u003c\/strong\u003e offers clear and practical guidance on personal finance and wealth management, crafted for readers seeking straightforward advice. His books cover essential topics like retirement planning, investing, and downsizing, with an emphasis on making complex concepts accessible to everyone.\u003c\/p\u003e\n\n\u003cp\u003eReaders can expect approachable, \u003cem\u003emade simple\u003c\/em\u003e solutions to financial challenges, helping to build confidence and achieve lasting security. Whether starting out or refining existing strategies, Whittaker’s work is a trusted resource in self-help and financial development.\u003c\/p\u003e","products":[{"product_id":"10-simple-steps-to-financial-freedom-by-noel-whittaker-9780645004991","title":"10 Simple Steps to Financial Freedom","description":"\u003cdiv class=\"book-description\"\u003e\n\u003cp\u003e\u003cb\u003eYou’re young and you want to master the money game. There is just one problem — you don’t know where to start.\u003c\/b\u003e\u003c\/p\u003e\n\n\u003cp\u003eBuilding your financial future can be challenging. There is just so much information out there that it’s impossible to take it all in, especially at this time in your life when so much is going on.\u003c\/p\u003e\n\n\u003cp\u003e\u003cb\u003eThe good news is that it’s actually not that difficult — \u003ci\u003eif you follow these 10 simple steps.\u003c\/i\u003e\u003c\/b\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003cb\u003eAll you need is the courage to start, and the discipline to continue.\u003c\/b\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003cb\u003eIn this book you will learn:\u003c\/b\u003e\u003c\/p\u003e\n\n\u003cul\u003e\n  \u003cli\u003eThe one simple strategy that will immediately put you in the top 20% of wealth builders\u003c\/li\u003e\n  \u003cli\u003eHow to use the miracle of compounding to turbocharge your savings\u003c\/li\u003e\n  \u003cli\u003eWhat your enemies are and how to fight them off\u003c\/li\u003e\n  \u003cli\u003eThe difference between good debt and bad debt\u003c\/li\u003e\n  \u003cli\u003eHow goals can change your life\u003c\/li\u003e\n  \u003cli\u003eThe secrets of successful investing\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003eAnd much, much more...\u003c\/p\u003e\n\n\u003cp\u003e\u003cb\u003eYounger than 40?\u003c\/b\u003e Excellent — you’re sitting on a gold mine! You just need to pick up the shovel.\u003c\/p\u003e\n\n\u003cp\u003e\u003cb\u003e\u003ci\u003eIt’s time to change your thinking from “easy come, easy go” to “easy come, easy grow”\u003c\/i\u003e\u003c\/b\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003ci\u003e10 Simple Steps to Financial Freedom\u003c\/i\u003e by Noel Whittaker offers an accessible and empowering guide to building wealth.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"Arotahi Agency","offers":[{"title":"Default Title","offer_id":46646809034988,"sku":"9780645004991","price":32.0,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7784\/8556\/files\/17495483482417.jpg?v=1752229078"},{"product_id":"beginners-guide-to-wealth-5th-edition-by-noel-whittaker-9780645821635","title":"Beginners Guide to Wealth (5th edition)","description":"\u003cdiv class=\"book-description\"\u003e\n\u003cp\u003e\u003cstrong\u003eIn this revised edition, Noel and James share all their knowledge and experience to help you create a successful life.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003eTargeting all major issues such as success, good habits, positive mental attitudes, and successful life and financial planning, the authors show you how to plan, develop, and manage a successful life. 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With this perfect storm, it’s never been more important to achieve financial independence and take ownership of your future. Luckily, this book is here to help! \u003ci\u003eMaking Money Made Simple\u003c\/i\u003e teaches you how a few simple disciplines can unburden you from a lifetime of financial stress, freeing you up to enjoy all that life has to offer.\u003c\/p\u003e\n\n\u003cp\u003eYou will learn:\u003c\/p\u003e\n\n\u003cul\u003e\n    \u003cli\u003eSimple steps to a lifetime of financial security\u003c\/li\u003e\n    \u003cli\u003eA foolproof plan to get out, and stay out, of debt\u003c\/li\u003e\n    \u003cli\u003eThe guaranteed secret of wealth\u003c\/li\u003e\n    \u003cli\u003eHow to negotiate the best deal when buying a house\u003c\/li\u003e\n    \u003cli\u003eHow to save tens of thousands of dollars on your home loan\u003c\/li\u003e\n    \u003cli\u003eThe blueprint to invest in shares safely and easily\u003c\/li\u003e\n    \u003cli\u003eHow to protect your hard-earned wealth\u003c\/li\u003e\n    \u003cli\u003eStrategies to minimise tax\u003c\/li\u003e\n    \u003cli\u003eProven methods to turbocharge your superannuation\u003c\/li\u003e\n    \u003cli\u003eHow to identify and defeat (once and for all) your financial enemies\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003e...and much, much more.\u003c\/p\u003e\n\n\u003cp\u003eWith more than two million copies in circulation, \u003ci\u003eMaking Money Made Simple\u003c\/i\u003e will do for you what it has done for countless others around the world. 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That’s a serious situation – and a signal that many people are unaware of the complexities that can arise if proper estate planning is not put in place.\u003c\/p\u003e\n\n\u003cp\u003eRecently, I was having a chat with the guy who takes care of my garden, and I asked him if he had a will. He replied, “never got around to it. It all seems too much trouble.” I responded, “you’ve been married before haven’t you – and don’t you have any children from that relationship?” He said yes to both questions. He got a shock when I told him that according to the laws of intestacy, the previous family may get a bigger share of his money than he would like if he died without a valid will.\u003c\/p\u003e\n\n\u003cp\u003eEstate planning is a massive topic because it covers such a myriad of issues, many of which are uncertain. It’s not just the interplay of important topics such as tax, superannuation, and Centrelink — the estate planning laws differ from state to state.\u003c\/p\u003e\n\n\u003cp\u003eTo this heady mix, we add the many facets of human psychology. Many people just don’t get around to making a will, and even if they do, there are other challenges of choosing an appropriate executor and handling the competing interests of family members. There are further complications due to the number of people living longer and re-partnering later in life, and also the possibility of diminishing mental capacity.\u003c\/p\u003e\n\n\u003cp\u003eAnd there’s more — many people I know have children living overseas, and over 50% of Australians were born overseas or have a parent living overseas. This brings the complexity of overseas assets and overseas beneficiaries into play.\u003c\/p\u003e\n\n\u003cp\u003eNobody is a specialist in all these areas, and I have been privileged when writing \u003ci\u003eWills, Death and Taxes Made Simple\u003c\/i\u003e to have had invaluable help from experts in their field. The estate planning side was overseen by Kirsty Mackie, a solicitor in private practice who practices in both estate planning and family law; the tax section was co-written with Julia Hartman, a tax specialist in capital gains tax and deceased estates; and my guiding light in the superannuation section was Meg Heffron, one of Australia’s foremost authorities on superannuation.\u003c\/p\u003e\n\n\u003cp\u003e\u003cb\u003eHere are just a few of the issues you will learn about as you read this book:\u003c\/b\u003e\u003c\/p\u003e\n\n\u003cul\u003e\n  \u003cli\u003eWhat 80% of people fail to do after they’ve made their will. The consequences may be horrendous.\u003c\/li\u003e\n  \u003cli\u003eThe difference between a superannuation member benefit and a superannuation death benefit. Not understanding this could cost hundreds of thousands of dollars in unnecessary tax.\u003c\/li\u003e\n  \u003cli\u003eA common misunderstanding about enduring powers of attorney.\u003c\/li\u003e\n  \u003cli\u003eWhich assets fall outside the will and cannot be bequeathed in terms of the will.\u003c\/li\u003e\n  \u003cli\u003eThe major mistake made by many pensioner couples when they are making their will. 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An excellent, no-nonsense guide to taking control of your future\u003c\/i\u003e - \u003ci\u003eStephen Miles, Investment Editor, Sydney Morning Herald, The Age\u003c\/i\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003ci\u003eNoel's greatest gift is his ability to explain complex matters in everyday terms\u003c\/i\u003e - \u003ci\u003eDes Houghton, former editor, Sunday Mail\u003c\/i\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003ci\u003eThis book fills a big gap - seniors need all the financial literacy they can get, and now more than ever\u003c\/i\u003e - \u003ci\u003eIan Henschke, National Seniors Australia\u003c\/i\u003e\u003c\/p\u003e\n\n\u003cp\u003eNoel Whittaker has a rare ability to translate complex matters into plain English. \u003ci\u003eThis book is a must read for anybody who is retired or planning for it\u003c\/i\u003e - \u003ci\u003eAnthony Deceglie, Editor, Sunday Times\u003c\/i\u003e\u003c\/p\u003e\n\u003c\/div\u003e","brand":"Simon \u0026 Schuster NZ","offers":[{"title":"Default Title","offer_id":46658064908524,"sku":"9781763606166","price":32.0,"currency_code":"NZD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7784\/8556\/files\/9781763606166_a6516242-49c4-4543-9860-8b9aa6540786.jpg?v=1752758090"},{"product_id":"retirement-made-simple-by-noel-whittaker-9781763606135","title":"Retirement Made Simple","description":"\u003cdiv class=\"book-description\"\u003e\n\u003cb\u003eUpdated Edition – Including Super \u0026amp; Pension Changes for 2024\/2025\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\n\nThe fastest-growing demographic in Australia are retirees, with the number of people over 75 expected to double within 10 years. 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This book is a must read for anybody who is retired or planning for it. - Anthony Deceglie, Editor, Sunday Times\u003c\/i\u003e\u003c\/p\u003e\n\u003c\/div\u003e","brand":"Simon \u0026 Schuster NZ","offers":[{"title":"Default Title","offer_id":47269808013548,"sku":"9781764372923","price":39.99,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7784\/8556\/files\/4decc3189db5ddadbf418daa0aa1a835.jpg?v=1769994221"},{"product_id":"super-made-simple-7th-edition-by-noel-whittaker-9781763606197","title":"Super Made Simple 7th Edition","description":"\u003cp\u003e\u003cb\u003eWill the aged pension meet your needs?\u003c\/b\u003e\u003cbr\u003eIt’s unlikely. That’s why you MUST think seriously about superannuation. 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